Johnathan White had been coaching college volleyball for eight years when a collision at practice left him with two broken legs requiring surgery. What was expected to be a routine medical procedure became complicated, and it was four weeks before…
You Can Achieve the American Dream with a Financial Plan
These are times of economic uncertainty. Foreclosures are much higher than usual. Many people who are paying their mortgage are “underwater” and owe more than their houses are worth. Unemployment remains at levels that are almost unheard of in post-World…
Winter Savings in Your Rental Home
It’s no secret that a home without a winterization plan can make the colder seasons a lot harder than they need to be. Many of us live in climates that demand a shift in terms of how we live between…
Why You Need to Know the Difference Between PMI and PPI
If you’re anything like most borrowers, you seldom pay attention to the details of the financial documents you sign. Whether you’re sitting in front of a desk listening to a mortgage title specialist or completing an online credit card application,…
What You Need to Know about “Pay as You Earn” Student Loans
“Pay as You Earn” takes the risk out of college loans. It is the brainchild of President Obama, allowing low and average-income students to pay for their education without risk of owing more than they can afford to repay. It…
What The? Your Finances Influence Your Car Insurance Rates More than Your Driving Does!
Mandatory liability car insurance could be one more way corporations make the poor pay more, while the rich get a free ride. According to a recent study by the Consumer Federation of America, an executive will pay up to 68…
Upromise: How Much Can You Save for Your Child’s College Education?
I’ve saved thousands for my son’s college education without really trying. See how you can do the same. Saving for your child’s education is an overwhelming process. College-tuition fees go up yearly, and it is impossible to guess how much…
What to Buy – A House or a Condo? How to Decide
First time homebuyers frequently have several major questions to answer. Should they buy a house in the city? Should they buy a house in the suburbs? Should they buy a single-family residence? Should they buy a condo? How much yard…